Instead of purchasing a home, many people decide to build their own dream home. If this is your case, we here at HTS Mortgage have special financing options that can help you save money and streamline the entire loan process. Not only do we offer great financing options for new home construction, but we also offer loans for renovations, as well as interest only lot loans as well.

We have a special one time close option, that brings together construction and mortgage financing to make building your own home much easier. This means that you don’t have to worry about having two different loans and closings, since you can convert your construction loan into one permanent financing into one loan. Doing this will save you money as well as time, and there are several options to choose from.

Also, if you have found a great lot for your new home, we offer lot loans that have interest only financing. We can lend you money for up to 10 acres, and the loan has a one year term to give you plenty of time to go over plans before the construction of your home actually begins.